Planning to buy the new Hero Karizma XMR and wondering how much EMI would you have to pay? Here’s a table showing the variant-wise on-road (Delhi) price of the bike, and the lowest monthly installment you would have to shell out for it, keeping in mind an average tenure, ROI, as well as down payment –
| Variant | On-road price (estimated) | Tenure | Interest rate | Down payment | EMI |
| Std | Rs 1.92 lakh | 3 years | 10% | Rs 38,000 | Rs 4,958 |
To make the process simpler, we have chosen an average tenure period of three years as standard, along with approximately 20% down payment amount, and an estimated 10% bank interest rate.Do note that the buyer is free to decide the tenure for which he/she will be taking the loan for, whereas the interest rate varies from one bank to another. Moreover, you can also choose to pay a higher or a lower down payment, which will decrease or increase your equated monthly installment (EMI) respectively.
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Hero MotoCorp is offering the Xtreme 160R 4V in a single variant, which is currently priced at Rs 1.73 lakh (ex-showroom) as a part of an introductory offer, with the price set to increase by Rs 10,000 later on. However, the current on-road (Delhi) price of the motorcycle is estimated to be about Rs 1.92 lakh.
Do let us know in the comments down below if you’d like to know the loan EMI for any other motorcycle, scooter or car of your choice!