Court receiver seizes control of big San Jose building in loan default

SAN JOSE — A court receiver has seized control of an empty and neglected San Jose office building that’s delinquent on its loan, fresh evidence that economic woes still afflict the commercial property market.

The receivership status of the office building, located at 3100 North First Street, is part of a process that would shove the property info foreclosure on its loan, documents on file with the Santa Clara County Recorder’s Office show.

Santa Monica-based Vista Investment Group owns the building, which at one point was leased to Nio USA, a unit of a China-based maker of electric vehicles. Nio vacated the building in October 2023, according to documents on file with the San Francisco County Superior Court.

The San Francisco County court authorized the receiver to take over the maintenance and care of the building and to attempt to find a tenant for the property, according to a Jan. 30 order signed by county Judge Charles Haines.

The office building totals 99,400 square feet and is located on a prime spot at the corner of North First Street and Montague Expressway.

Soaring office vacancy rates and a sluggish demand from tenants could make leasing the building tricky.

At the end of 2023, 19.5% of the office space in Silicon Valley was available for direct lease or sublease, according to Colliers, a commercial real estate firm. That’s worse than the end of 2022 when 16.2% of Silicon Valley’s office space was available for lease or sublease, as Colliers reported at the time.

East-West Bank provided $25 million in financing for the 3100 North First building in 2018, the Santa Clara County documents show. The bank filed a lawsuit against building owner Vista Investment Group as part of the foreclosure process.

The loan became delinquent in October 2023, the county records show. As of Dec. 28, Vista Investment owed $24.3 million on the financing, including principal, interest, late fees and penalties.

In addition to the delinquency on the loan, the owner of the building has allowed certain elements of the structure to lurch into neglect, according to documents filed in San Francisco County court.

Among the problems at the 3100 North First building, according to the court records:

— The elevator in the office building was stuck on the second floor and needed to be serviced.

— The fire system was operational and being monitored, but an updated contract for the monitoring services needed to be updated, or the monitoring would cease.

— A burglar alarm system needed to be obtained for the building.

— The card access system was not fully functional and needed to be repaired.

— The fire sprinkler system was operational but needed to be serviced to conduct periodic tests.

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