PSU Bank stocks rally up to 20% post Budget day

A day after the Budget 2024 announcement, shares of PSU Banks rallied up to 20% in Friday’s intraday trade on BSE as a sharp drop in bond yields is set to boost their treasury portfolio.

Yields on government bonds slumped after Finance Minister Nirmala Sitharaman pegged the gross and net market borrowing for FY25 at Rs 14.13 lakh crore and Rs 11.75 lakh crore, respectively.

Most experts pegged the gross market borrowing to be a little over Rs 15 lakh crore.

The planned borrowing for FY25 is less than that in FY24. For FY24, the government had pegged gross market borrowing at Rs 15.43 lakh crore.

The Nifty PSU Bank index rose 3.5% to 6695.7 points, led by Punjab Sind Bank, Bank of India, and Indian Overseas Bank.Among PSU stocks, Punjab and Sind Bank was the top gainer as it has risen 20% and hit an upper circuit at Rs 64.9. Indian Overseas Bank and Bank of India rose over 6%. PNB, Central Bank of India, Indian Bank, Canara Bank, UCO Bank, and Union Bank surged 3-5%.Meanwhile, the largest PSU Bank SBI rose nearly 2% to hit its new 52-week high at Rs 660.4.The strong growth in earnings of PSU banks, further improvement in asset quality, and robust balance sheet driven stellar gains in their stocks.

Gains in the treasury portfolio will act as a hedge against any compression in the net interest margins of banks.

While lowering market borrowing, the government increased its capital outlay, while focussing on the fiscal consolidation path and pegging the fiscal deficit at 5.1% for FY25.

PSU bank stocks have seen a strong re-rating in the last couple of years, and Nilesh Shah of Envision Capital believes that the impending privatisation of IDBI Bank could trigger a major re-rating of the sector as a whole.

(Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of Economic Times)

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