If you want 10 Crore with just Rs.15000 monthly SIP, how many years of investment do you need to do in Mutual Funds? check calculations with returns over here.
Mutual Fund Retirement Corpus: Even small amount of SIPs can give you big chunk of corpus at your retirement age. Small amount of SIP for several years can bring you huge returns at maturity. For example if you invest Rs 5,000 through a SIP and get 12 per cent growth on it every year, in 5 years, your investment will be Rs 300,000, and the expected amount will be Rs 4,05,518, If you continue your Rs.5000 SIP for 20 years, your investment will be just Rs 12,00,000, but your expected return will be Rs 45,99,287 which is four times of the principal amount.
Building a Rs 10 crore corpus by investing Rs 15,000 monthly through SIP in a mutual fund(s) is possible now. But returns should be constant up to 12-15 per cent annualised to reach the corpus of Rs 10 crore .
Rs.10 Cr Corpus From Rs 15,000 Monthly SIP
SIP Returns With 12% Annual Rate
We assue 12 per cent annualised returns on your SIP investment, it will take 37 years to reach the Rs 10 corpus target. In 37 years, their investment will be Rs 66,60,000. The estimated long term capital gains will be Rs 9,74,37,773, and the estimated amount will be Rs 10,40,97,773.
SIP Returns With 13% Annual Rate
Assume you are getting 13 per cent SIP returns on your corpus, in 35 years, your investment will be Rs 63,00,000. The estimated long term capital gains will be Rs 9,89,02,377, and the estimated amount will be Rs 10,52,02,377.
SIP Returns With 14% Annual Rate
If you get 14 annualised SIP returns on your investment, you can reach the Rs 10 crore corpus in 33 years.
In 33 years, the investment will be Rs 59,40,000, long-term capital gains will be Rs 9,69,43,244, and the expected amount will be Rs 10,28,83,244.
SIP Returns With 15% Annual Rate
If you get 15 per cent annualised SIP returns on your investments, you can reach the near-Rs 10 crore corpus in a 31 years.
If you invest it for 32 years, your investments will be Rs 57,60,000, long-term capital gains will be Rs 10,63,78,018, and the expected amount will be Rs 11,21,38,018.
(Disclaimer: The information provided in this article is for informational purposes only and should not be construed as investment advice. Readers are encouraged to consult with a qualified financial advisor before making any investment decisions.)