San Jose housing site near two mega malls dodges default and is bought

SAN JOSE — The choice site near two of San Jose’s mega malls where a housing project was proposed has been bought by a local investor just days after the property toppled into a loan default.

At one point, the seller of the property, Century Tower LLC, had proposed a five-story housing development along with ground-floor commercial spaces, a project that would have produced 16 residences near Westfield Valley Fair and Santana Row. Century Tower was headed up by San Jose-based real estate investor Fred Mayer. The project has yet to be built, however.

395 South Winchester Boulevard, a small retail building in San Jose across the street from Santana Row, shown within the outline. Boundaries are approximate. (Google Maps)

The property is located at 395 South Winchester Boulevard, across the street from Santana Row, a destination mixed-used restaurant, retail, office, housing, hotel and entertainment center.

On Oct. 3, Santa Cruz County Bank filed a notice of default against the property’s loan, stating that the Century Tower group had become delinquent on a $3 million mortgage issued in 2020.

Just a few days later, a new ownership group, operating as 395 S Winchester Blvd LLC, bought the property for $4.8 million, according to documents filed on Oct. 5 with the Santa Clara County Recorder’s Office.

The new purchase suggests the property is suffering a declining value, according to a review of grant deeds for the property.

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