Applying this rule is the secret to guilt-free shopping, expert says
Shoppers carry their purchases on Black Friday in New York City on November 29, 2024. Adam Gray | AFP | Getty Images When Bernadette Joy graduated with an MBA in …
Credit card debt
Financial educator says budgets are ‘toxic’, advises mindful spending
Girl holding shopping bags and walking down the street Pixelseffect | E+ | Getty Images If you’re trying to stay on top of your spending, you might have logged your …
Credit card debt and delinquencies are on the rise, reports find
Credit card debt is on the rise. Americans now owe a record $1.14 trillion on their credit cards, the Federal Reserve Bank of New York reported Tuesday. The average balance per …
Here’s how to get lower interest rates without a Fed rate cut
The Federal Reserve left rates unchanged last week and signaled that only one cut is expected before the end of the year. That means anyone who carries a balance on …
How to effectively use credit cards for summer travel
Klaus Vedfelt | Digitalvision | Getty Images If you plan to spend money on travel as the days get longer, sunnier and warmer, be careful: It could leave you with …
Average credit score at every age in the U.S.
Although Americans’ average credit scores recently dropped for the first time in a decade, many appear to be maintaining a relatively healthy score. The average credit score dipped by one …
Credit scores decrease for the first time in a decade, FICO reports
Consumers have been increasingly relying on credit cards to make ends meet, and it may be finally catching up with them. The national average credit score, which has steadily increased over the …
CFPB caps credit card late fees at $8
The days of double digit late fees for late credit card payments may be coming to an end. On Tuesday, the Consumer Financial Protection Bureau finalized a rule that will …
This strategy can help you meet your financial New Year’s resolutions
Young woman counting money. Jose Luis Pelaez Inc As the calendar turns to a new year, many Americans are vowing to change their money habits. To that point, 48% of …
‘Girl Math’ returns as shoppers navigate holiday shopping finances
Pedestrians walk through the festively decorated Burlington Arcade luxury shopping arcade in London, UK, on Monday, Dec. 4, 2023. Inflation in UK shops has fallen to a 17-month low as …