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financial planning

How Does Affirm Work and Is It Safe? An Expert Weighs In

by Robyn Pickett
How Does Affirm Work and Is It Safe? An Expert Weighs In

If you’ve spent any time shopping online recently (who, me?), you’ve probably noticed something new at checkout. Aside from having to input your email, phone number, social security number, blood …

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How to leverage higher income limits for the 0% capital gains bracket

by Merchant Moller
How to leverage higher income limits for the 0% capital gains bracket

dowell | Moment | Getty Images The earnings limit for the 0% capital gains bracket will rise in 2025, which could offer tax planning opportunities, financial experts say. At sale, …

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Parents are saving more for college thanks to 529-to-Roth rollovers

by Merchant Moller
Parents are saving more for college thanks to 529-to-Roth rollovers

Flexibility ‘motivates’ 529 funding The added flexibility is having a significant impact on savers: 23% of parents said the ability to roll over funds into a Roth IRA was one …

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Meet JEE Topper who studied engineering at IIT Bombay, quit Google job to start…

by Sipho Sepamla
Meet JEE Topper who studied engineering at IIT Bombay, quit Google job to start…

Home Education Meet JEE Topper who studied engineering at IIT Bombay, quit Google job to start… Sarvesh Mehtani hails from Chandigarh and comes from a middle-class family. He made headlines …

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Here’s how to know if active ETFs are right for your portfolio

by Merchant Moller
Here’s how to know if active ETFs are right for your portfolio

Izusek | E+ | Getty Images Exchange-traded funds are generally known for passive strategies. But there has been a surge in actively managed ETFs as investors seek lower costs and …

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There’s a key change coming to 401(k) catch-up contributions in 2025

by Merchant Moller
There’s a key change coming to 401(k) catch-up contributions in 2025

Aire Images | Moment | Getty Images Many Americans face a retirement savings shortfall. However, setting aside more money could get easier for some older workers in 2025. Enacted by …

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Venus Williams’s Two Finance Tips to Live By

by Robyn Pickett
Venus Williams’s Two Finance Tips to Live By

Money talk used to make Venus Williams squirm. Yes, that Venus Williams: the tennis legend whose net worth is approaching $100 million. Who fought for equal prize money at Wimbledon …

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Job creation on fire, could Helene and Milton douse it?

by Mark McDuffie
Job creation on fire, could Helene and Milton douse it?

For the 45th consecutive month, the U.S. economy added jobs, but could the streak be at risk? In September, there were 254,000 new positions created, about 100,000 more than analysts …

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Trump’s tax cuts could expire after 2025. How advisors are preparing

by Merchant Moller
Trump’s tax cuts could expire after 2025. How advisors are preparing

Republican presidential nominee former President Donald Trump attends a rally at the site of the July assassination attempt against him, in Butler, Pennsylvania, Oct. 5, 2024. Brian Snyder | Reuters …

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How the Social Security payroll tax limit for 2025 may affect you

by Merchant Moller
How the Social Security payroll tax limit for 2025 may affect you

Hispanolistic | E+ | Getty Images How the Social Security tax calculation works The Social Security payroll tax rate is 12.4%, with workers paying 6.2% through paycheck deductions. Employers pay …

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