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Personal saving

Parents are saving more for college thanks to 529-to-Roth rollovers

by Merchant Moller
Parents are saving more for college thanks to 529-to-Roth rollovers

Flexibility ‘motivates’ 529 funding The added flexibility is having a significant impact on savers: 23% of parents said the ability to roll over funds into a Roth IRA was one …

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Do I have enough money to retire? 3 questions to ask yourself

by Merchant Moller
Do I have enough money to retire? 3 questions to ask yourself

Panama is one of the most affordable places to retire abroad. Helovi | E+ | Getty Images Today’s investors face one looming question: Will I have enough money when I …

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How to grow home down payment savings, top-ranked advisors say

by Merchant Moller
How to grow home down payment savings, top-ranked advisors say

Saving for a home down payment can feel challenging, given current real estate prices. Using the right assets can help give your balance a lift. When you actually need the …

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How to rethink cash as Fed cuts interest rates: Top financial advisors

by Merchant Moller
How to rethink cash as Fed cuts interest rates: Top financial advisors

The U.S. Federal Reserve cut interest rates in September, the first in a string of cuts expected at least into 2025. Earnings on cash are expected to decline as a …

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2025 capital gains tax brackets

by Merchant Moller
2025 capital gains tax brackets

Xavier Lorenzo | Moment | Getty Images The IRS has unveiled higher capital gains tax brackets for 2025. In its announcement Tuesday, the agency boosted the taxable income limits for …

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How 2024 presidential race may influence Social Security

by Merchant Moller
How 2024 presidential race may influence Social Security

Former President Donald Trump and Vice President Kamala Harris are shown on screen during a debate watch party at the Cameo Art House Theatre in Fayetteville, North Carolina, Sept. 10, …

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Here’s how to know if active ETFs are right for your portfolio

by Merchant Moller
Here’s how to know if active ETFs are right for your portfolio

Izusek | E+ | Getty Images Exchange-traded funds are generally known for passive strategies. But there has been a surge in actively managed ETFs as investors seek lower costs and …

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Maximum Social Security retirement benefit: Here’s who qualifies

by Merchant Moller
Maximum Social Security retirement benefit: Here’s who qualifies

Twenty47studio | Moment | Getty Images Millions of Social Security beneficiaries will benefit from the 2.5% cost-of-living adjustment for 2025, set to take effect in January. With that increase, the …

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There’s a key change coming to 401(k) catch-up contributions in 2025

by Merchant Moller
There’s a key change coming to 401(k) catch-up contributions in 2025

Aire Images | Moment | Getty Images Many Americans face a retirement savings shortfall. However, setting aside more money could get easier for some older workers in 2025. Enacted by …

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Trump’s tax cuts could expire after 2025. How advisors are preparing

by Merchant Moller
Trump’s tax cuts could expire after 2025. How advisors are preparing

Republican presidential nominee former President Donald Trump attends a rally at the site of the July assassination attempt against him, in Butler, Pennsylvania, Oct. 5, 2024. Brian Snyder | Reuters …

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