Health care enrollment for 2025
It’s benefit enrollment period for health care coverage, and before your eyes glaze over, consider this: Most of us likely spend more time comparing prices in the grocery store than …
Retirement planning
Series I bond rate is 3.11% through April 2025
The US Department of Treasury in Washington, DC, on February 22, 2024. Mandel Ngan | AFP | Getty Images How I bond rates work I bond rates have a variable …
Yes, everybody needs a will
It’s National Estate Planning Awareness Week, an opportunity for me to goad/guilt you into addressing this tough to embrace, but necessary task. Before you say, “that’s just for rich people,” remember …
How to leverage higher income limits for the 0% capital gains bracket
dowell | Moment | Getty Images The earnings limit for the 0% capital gains bracket will rise in 2025, which could offer tax planning opportunities, financial experts say. At sale, …
Parents are saving more for college thanks to 529-to-Roth rollovers
Flexibility ‘motivates’ 529 funding The added flexibility is having a significant impact on savers: 23% of parents said the ability to roll over funds into a Roth IRA was one …
Do I have enough money to retire? 3 questions to ask yourself
Panama is one of the most affordable places to retire abroad. Helovi | E+ | Getty Images Today’s investors face one looming question: Will I have enough money when I …
How 2024 presidential race may influence Social Security
Former President Donald Trump and Vice President Kamala Harris are shown on screen during a debate watch party at the Cameo Art House Theatre in Fayetteville, North Carolina, Sept. 10, …
Here’s how to know if active ETFs are right for your portfolio
Izusek | E+ | Getty Images Exchange-traded funds are generally known for passive strategies. But there has been a surge in actively managed ETFs as investors seek lower costs and …
Maximum Social Security retirement benefit: Here’s who qualifies
Twenty47studio | Moment | Getty Images Millions of Social Security beneficiaries will benefit from the 2.5% cost-of-living adjustment for 2025, set to take effect in January. With that increase, the …
There’s a key change coming to 401(k) catch-up contributions in 2025
Aire Images | Moment | Getty Images Many Americans face a retirement savings shortfall. However, setting aside more money could get easier for some older workers in 2025. Enacted by …